Media Room

Oct 31, 2016

A hot insurance topic in the news today is costing people a lot of grief and money. If not handled properly, you could give up your rights during a property loss and be dragged into a lawsuit with your contractor for repairs you thought were covered under your policy.

It’s a known fact that water losses are the most frequent and costly types of claims for property insurance companies in Florida. For every premium dollar collected, about 1/3 is paid out in water claims.

Oct 26, 2016

Halloween is one of the fall season’s most treasured holidays. Kids love to dress up, get together with friends, and go door-to-door in search of the biggest and best goodies.

If your neighborhood tends to be teeming with little ghosts, goblins, superheroes and princesses, you’ll want to be sure your yard and stoop are safe and welcoming. A little pre-planning can prevent unfortunate accidents that could turn out to be tragic for kids and trying for you.

Oct 18, 2016

At some point in our lives, we all think about retirement. However, a business owner, who has spent most of his life growing his business, may not have had the time or the money to implement a retirement plan. As a business prospers and matures, the owner may be able to invest in his business, enjoy life and save for retirement. By funding a retirement plan, a business owner can ensure a comfortable and well-earned retirement. Whether a business adopts a Profit Sharing Plan or a Defined Benefit Plan depends on several key factors.

Oct 7, 2016

Whether your home is a three-story Tudor, a skyline-grazing apartment or an RV on wheels, you need at least one fire extinguisher for it. But if you don’t have the right one, or you haven’t checked it recently, you may have a false sense of security rather than a fire-fighting device.

There are a few important things to know about fire extinguishers, but they aren’t complicated. Here are three things to help you get up to speed:

Oct 3, 2016

Fall is a wonderful time of year, if your home is ready for it. Yes, this is the time of year to fix small problems before they become big, and big ones before they become catastrophic. Here are 10 tips to help:

Sep 28, 2016

Risk is defined as the potential of losing something of value. It is a potential, unpredictable, and immeasurable outcome. It is the consequence of action in spite of uncertainty.  Individuals and business owners face risk daily in their business operations, in their ownership of goods and property, and in their everyday lives. Risk comes in many forms such as fire, theft, auto accident, loss of life and limb, health problems, and loss of income. Management of risk then becomes a major factor in the preservation of one’s property and well-being.

Sep 19, 2016

For years, life insurance was seen as an unpleasant topic, because the person paying the premiums generally derived no financial benefit from the policy. He had to die before a benefit would be paid. Today, however, insurance companies are offering policies that pay living benefits. While the primary purpose of life insurance remains safeguarding your family’s financial security in the event of your death, there are now policies that you can use while you are living.

Sep 8, 2016

Most people are familiar with insurance. They often have home, auto, or medical insurance to protect their health and property. Businesses often obtain general liability and worker’s compensation insurance to protect their employees and business assets.  However, many people overlook the value of life insurance.  Life insurance is an essential tool to protect your family and business and to provide peace of mind. There are several types of life insurance policies. This article will discuss the different types of life insurance available to individuals.

Aug 31, 2016

RMC Group, an international provider of risk management and actuarial consulting services, is a consortium of independent entities, including CJA and Associates, Inc. and RMC Consultants, Ltd.  RMC specializes in the design, implementation and administration of innovative risk management and insurance products geared to the small-to-medium sized business.

Aug 30, 2016

All businesses, regardless of size and operation, need and should have a general liability insurance policy.  This type of policy is designed to protect the business, otherwise known as the insured, from lawsuits or claims arising from an insured’s liability due to property damage or bodily injury. The general liability insurance policy is designed to cover non-professional negligent acts. The definition of negligent is the failing to take proper or normal care of something or someone.